← Fi-Planfree calculator
SIP goal calculator
Work backwards from a goal amount — how much monthly SIP it takes to get there, and how much of it would be your own money vs the market's.
Your inputs
edit anything, results update liveMonthly SIP needed
₹40,034
₹2,00,00,000 in 15 years @ 12%
Your money in
₹72,06,050
total contributed
Market growth
₹1,27,93,950
everything above your contributions
●Catching it early matters — the same goal one year earlier costs about -₹6,252 more per month.
Common questions
How much SIP do I need to reach a goal?
It depends on the goal amount, the time horizon and the expected CAGR. This calculator inverts the SIP future-value formula to give the exact monthly amount for your inputs.
Does starting earlier really help that much?
Yes — compounding is front-loaded. Starting a year earlier typically cuts the required monthly SIP noticeably, because the earliest contributions have the most time to grow.
Ye estimate thi — asli plan 50 saal tak jata hai
Fi-Plan taxes, EMIs, salary jumps, SIPs aur inflation sab model karta hai — ek hi plan mein, encrypted.
Build your full plan — free